feat(encode): RGB-direct (EFC) is now the DEFAULT on capable hosts — gated by a session cursor-blend hint

B2 default-on (design/vulkan-rgb-direct-encode.md): wherever the probe
passes, Vulkan Video sessions now take the EFC RGB source by default —
direct import on aligned modes, padded-copy staging on unaligned ones
(1080p). PUNKTFUNK_VULKAN_RGB_DIRECT becomes the override: =0 disables,
=1 forces, unset = the default below.

The one session class that must NOT default on: cursor-as-metadata
captures (every non-gamescope compositor), where the CSC shader's blend
IS the visible pointer — the EFC cannot composite, and defaulting there
would silently drop the cursor from the stream. The hint rides the
existing plumbing:

- SessionPlan gains cursor_blend, resolved once where the compositor is
  known (gamescope embeds the pointer itself → false; kwin/mutter/
  wlroots/hyprland → true), and shows up in the logged plan line.
- open_video/open_video_backend thread it through (native pump: all
  three encoder-open sites read plan.cursor_blend; GameStream monitor
  capture: true — it negotiates metadata cursor; spike: false).
- VulkanVideoEncoder::open resolves: env override, else ON iff the
  session never hands us cursor bitmaps. The warn-once for a cursor on
  an RGB session (forced via =1) stays.

Verified on-hw box (Linux): pf-encode + punktfunk-host compile, clippy
clean, unit suite green. The GPU paths themselves are unchanged from the
smoke-validated 96e19986 — this commit only changes which sessions
select them by default.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

crates/punktfunk-host/src/gamestream/stream.rs

@@ -658,6 +658,9 @@ fn stream_body(
         // GameStream/Moonlight stays 4:2:0 — stock Moonlight clients can't decode 4:4:4, and the
         // Windows IDD-push capturer can't yet deliver full-chroma frames. 4:4:4 is punktfunk/1-native only.
         encode::ChromaFormat::Yuv420,
+        // Desktop monitor capture negotiates cursor-as-metadata where available — the encoder
+        // may be handed cursor bitmaps to composite.
+        true,
     )
     .context("open video encoder for stream")?;
     // FEC overhead percent (Sunshine default 20). Override with PUNKTFUNK_FEC_PCT (0 = data-only).
@@ -811,6 +814,7 @@ fn stream_body(
                     frame.is_cuda(),
                     gs_bit_depth(frame.format),
                     encode::ChromaFormat::Yuv420, // GameStream stays 4:2:0
+                    true,                         // metadata-cursor capture — see the first open
                 )
                 .context("reopen encoder after rebuild")?;
                 supports_rfi = enc.caps().supports_rfi;